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The car which no longer exists

First Alternative Insurance wants to charge us £88 plus £35 -  payable immediately on a credit card -  to cancel an insurance policy on a car which no longer exists - it is a demised car! Wot are they on about! The choice is - apparantly - we carry on paying the insurance premiums ad ininitum or pay the fees to cancel - do they think we are idiots!

 

Jack, Perth

This happens a lot – simply phone them up and say you will not pay, they will tell you are in a contract and you have to honour it – but point out that you have paid for the service you required and the fact that you have nothing to be insured and could not make a claim anyway could mean the contract was now invalid